Petplan is a pet insurance company that makes taking care of your pets simple, easy, and affordable. It’s one of the most reputable companies out there that provide pet insurance. The company is popular for providing excellent insurance coverage for pets for a small cost whilst also providing great customer support and veterinary services. Is it the right company for you? Here is a detailed review.
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How Does Petplan Work?
Petplan offers easy emergency coverage for your cat or dog. The insurance coverage can cover up to 90% of the costs for emergency situations. The great thing about Petplan is that you are not limited to a network; simply visit any registered veterinarian in the US or Canada to avail its benefits. If an unexpected situation does arise, here is how Petplan works in three easy steps:
- You go to a registered vet to get the issue sorted.
- File a per insurance claim online or through your phone from the Petplan app.
- Wait for the claim to be approved and get your reimbursement.
Petplan can go a long way in helping you take care of your pets which consider to them as close as family. To quote an example, the average kidney failure can cost $7287 for a pet which is a huge setback especially when it comes out of the blue. With Petplan, you don’t need to worry as they’ll cover most of the cost. In the above example, Petplan would cover up to $6558 leaving you to pay only $729, just a fraction of the cost!
What Does Petplan Cover?
- Accidents and injuries.
- Surgery and rehabilitation.
- Dental disease and injuries.
- Veterinary exams.
- Cancer treatments.
- Boarding kennel fees.
- Behavioral therapies.
- Illnesses.
- Diagnostic treatments.
- Imaging- MRI, cat scan, ultrasound.
- …and much more!
What is Not Included in Petplan Insurance Coverage?
- Pre-existing conditions.
- Routine and wellness care. The insurance only covers emergency situations.
- Elective procedures such as tail docking and declawing are ineligible.
- Liability coverage: if your pet causes damage to a person or property, then that would not come under Petplan’s pet insurance.
Benefits of Petplan
- One of the great things about Petplan is that there is no sign-up fee. A simple Petplan insurance plan covers what most insurance companies charge extra for.
- There are multiple coverage plans to choose from.
- Petplan offers extensive coverage.
- You can get up to 30% credit by keeping your pet healthy.
- Petplan offers boarding fees up to $1000 for your pet if you become hospitalized.
- You get to decide your monthly payment date. This makes monthly payments very convenient as you can select a date that suits your monthly budget.
- Petplan offers online pet visits free of charge. You can also pick any registered vet from US or Canada.
- Petplan makes taking the best care for your pets affordable.
Pricing
There is no concrete pricing when it comes to Petplan. The company offers personalized pricing based on the pet you own. The price you get is based on multiple factors such as breed, age, the percentage reimbursement you’re going for, and the amount of annual coverage you want.
You can select different coverage limits from $2500 to unlimited. The lower the coverage limit, the lower the monthly premium. However, if you always want to reduce risks and ensure protection for your beloved pet, then a higher coverage limit is recommended. You can get a quote from here.
Verdict – Is Petplan Worth Trying?
If you own a pet, then you know how special they are to you. Therefore, pet insurance becomes a necessity to ensure you don’t fall short of the required funds in case an unfortunate medical incident occurs. Petplan arguably provides one of the best and cheapest pet insurance options out there. It offers lots of benefits, covers a wide range of possible emergencies, and offers personalized prices. You can get more information about it and get a quote from here.
